Summary
Direct lending has emerged as a rapidly growing industry, with global assets under management exceeding $1.6 trillion as of 2024. Quod Agis proposes launching Real-World Asset (RWA) lending markets on the Liqwid protocol, utilizing Liqwid’s unique DeFi lending infrastructure.
Proposal Details
As a listing agent, Quod Agis will build an RWA pipeline from different sources (such as credit gate partners) that satisfied stringent risk and transparency requirements for making such collateralized RWA loan opportunities available for DeFi lending at Liqwid. These will be listed on the Liqwid RWA markets. We refer to the Product document from Liqwid.
The company is incorporated in Switzerland and is led by F. Voley and P. Izmaylov. It partners with seasoned professionals who have extensive expertise in financial markets, taking responsibility for asset vetting, deal structuring, and ongoing credit risk oversight. (website)
Listing Agent Responsibilities are:
- Build a pipeline of handpicked RWA loan opportunities with attractive risk & reward characteristics from traditional private markets for direct lending.
- Select and underwrite RWA collaterals in partnership with credit gate providers.
- Structure and manage off-chain agreements and due diligence processes.
- Operate the RWA Direct Lending markets within the Liqwid ecosystem.
- Publish quarterly reports detailing market activity and performance.
- Lead marketing, investor relations, and fundraising for the RWA markets.
Benefits to LQ Holders and the Liqwid Protocol:
- Bring to Liqwid DeFi users one of the fastest growing asset classes from traditional finance, with very attractive yield returns, uncorrelated to global market cycles
- Increase in Total Value Locked (TVL).
- Generation of predictable, fixed-duration cash flows.
- Enhanced interest revenues for participants.
- Strengthening of the protocol’s diversification into RWA-backed lending.
- Revenue Distribution, where LQ stakers are earning a percentage of the interest generated by these markets.
Remark: The Direct Lending markets on Liqwid are not part of the current program for market incentives with LQ tokens as voted by the Liqwid DAO.
Risk and governance for the Direct lending markets
Quod Agis with its partners will obtain the most favorable business terms and credit controls negotiated off-chain in the interest of users of the Liqwid RWA markets.
Regular reporting will be published to ensures transparency and operational accountability.
Quod Agis will have full responsibility for operating the RWA markets, including selecting the appropriate interest rate model and determining how interest paid by borrowers are allocated among suppliers, the Liqwid DAO treasury, and LQ stakers. The DAO treasury and LQ stakers will each receive between 5% and 10% of the revenues, while suppliers will receive the remaining share, ranging from 80% to 90%.
Technical Considerations
Liqwid’s architecture supports ring-fenced liquidity pools with segregated assets and independently configured risk parameters. This ensures the Liqwid RWA markets can operate as a ring-fenced liquidity pool from other protocol markets while maintaining flexibility in risk modeling.
Conclusion
The Liqwid Core Team recommends approving this proposal to launch Direct Lending markets operated by Quod Agis. The initiative represents a key milestone in the roadmap toward unlocking real-world yields while strengthening protocol utility, revenue, and long-term sustainability.
Do you support this proposal?
- Yes, I support this proposal.
- No, I do not support this proposal.