# Increase Minimum Health Factor for New Loans **URL:** \ **Category:** Temperature Check\ **Created:** [December 30, 2025, 8:35pm UTC](https://gov.liqwid.finance/t/increase-minimum-health-factor-for-new-loans/1954 "2025-12-30T20:35:23Z")\ **Posts on this page:** 1\ **Showing post:** 7
**Author:** ![ConkeyKong](https://avatars.discourse-cdn.com/v4/letter/c/858c86/32.png) [@ConkeyKong](https://gov.liqwid.finance/u/ConkeyKong)\ **Post date:** [January 9, 2026, 9:10pm UTC](https://gov.liqwid.finance/t/increase-minimum-health-factor-for-new-loans/1954/7 "2026-01-09T21:10:19Z")
tossing in a possible idea and revenue creator to support this Proposal. > [@Can DAOs enable one-click loan unwinds with 0.15 HF buffer](https://gov.liqwid.finance/t/can-daos-enable-one-click-loan-unwinds-with-0-15-hf-buffer/1955): > > Proposal: DAO-Facilitated One-Click Loan Unwinding with 0.15 HF Buffer Summary This proposal introduces a DAO-managed mechanism to enable efficient, one-click loan unwinding in Liqwid Finance. By leveraging the DAO’s staked LQ tokens as collateral, the system allows borrowers to unlock a maximum of 0.15 Health Factor (HF) worth of additional collateral during repayment. The DAO temporarily secures a short-term loan to repay the borrower’s debt, captures the unlocked collateral through a safe p… --- _[View the full topic](https://gov.liqwid.finance/t/increase-minimum-health-factor-for-new-loans/1954)._